I was finally able to take stock of my estimated taxes for next year, and compute how the solar energy credit would work for me. Sad to say, the devil is in the details: while I was hoping to be able to take a tax credit to recoup 30% of the cost of our solar panels, it won’t quite work out that way. For this coming year, I will be able to take less than one third of that. The rest I will have to carry forward to future years.
I am disappointed about that, and a bit surprised. But before we installed the panels, I wouldn’t have even known how to ask the questions to discover all this. In the literature on solar, it was always expressed as “may be able to get 30% of cost as a tax credit, but consult a tax professional.” I had just assumed that it would work to take the credit this coming year, because I knew my tax bill is generally higher than 30% of the solar cost. But I think I got caught in the peculiar way that minister’s taxes are computed.
Ministers are counted as “self-employed” for social security, so we pay 15.3% of our total compensation toward social security self-employment taxes. Most employees have 7.65% withheld and the other 7.65% is paid by the employer. (On the other hand, ministers get a break on our housing allowance, so that tends to even it out.) What ends up happening for me, though, is that the largest part of my actual tax bill is the social security self-employment tax. And I did not realize that the solar tax credit could not be used against that tax, but only the regular federal taxes.
I share all this because I am guessing that some of my ministry colleagues might have an interest in installing solar panels, since you share the same values I hold about caring for the earth and using renewal energy. I wanted to warn you that you might not be able to count on getting that money back in the first year. Plus, I can see how this makes it even harder for solar panels to be affordable for lower income folks. The lower your income, the lower your taxes, and the more years it may take for a rebate to actually come back to you.
Personally, I’ll be okay financially. And I don’t regret having installed the solar panels, even with this and other political setbacks. But I sure was looking forward to having that rebate for other house projects that are waiting in line. So it goes.


I also helped Margy get started in her office, which doubles as the music room–unpacking and shelving all the CDs and LPs. She has quite a few recordings from all stages of music history, including a Victrola from her grandmother (in our living room), vinyl albums, cassette tapes, and CDs. I’ve moved on to digital mp3s, but she preserves our music history!
I woke early in the morning, anxious about yet another radon test at our old house, as the rain was coming down and the wind was all stirred up. We’ve had two failed radon tests, before and after upgrades to our mitigation system. The other day, the mitigation folks were checking on why the radon levels had doubled after their upgrades, but everything seemed fine, and their instant test meter was showing no problems. They suggested that perhaps it was an anomaly, and we should retest.
I woke at 5 a.m. to a cat scratching at a closed door, and decided I’d better get up for cat duty, so Margy could get some sleep. I was glad they were finally exploring the house. It was so upsetting yesterday to see how traumatic the move was for Billie and Sassy. We had started them off by sequestering them in the basement bathroom where their litter boxes will remain. Sassy went into the cabinet and hid there, and Billie huddled behind the toilet. Margy and I took turns being with them and letting them be alone.

Our house is filling up with boxes and more boxes, as another helper (Thank you!) came today, and we packed and packed. Then, she left a lovely dinner that I could heat up in the oven. Yum!



Meanwhile, at the new place, Margy has been painting the closets and cupboards, so that they’ll be ready for us to fill with our clothes and dishes. (She took this picture after her work on one closet.)
In my sorting and packing and decluttering quest, I was all set to start tossing old file folders from the basement into the recycling bin, but it is proving harder than I first expected. I haven’t looked at these papers for at least ten years (since we moved into this house). Because of my allergies, I would have to wear a mask and gloves to go through them. So the simplest thing would be to just toss them out. But when I start to take a peak, they are like windows into the history of my life as an activist. Here is a whole file cabinet about ally work that I was involved in, related to the struggles of the Innu of Nitassinan in Quebec, most of it from when I lived in Boston.
Then there is the box I haven’t opened in over 16 years, with this evocative label: “Boston/and Peace Camp Time: Political Groups /Resources/Issues/Conferences.” I am guessing I threw stuff in there as I was packing to leave Boston, but I don’t even know what it might include.

And 3. A Training Toilet–that is actually for potty training a child on the big toilet, (and able to be used by grownups too). Why did we have one of those in the first place? We thought it might help during my attempt to toilet train our cats four years ago. (Sadly, it didn’t work out.)